It’s not thrilling, but it’s really helpful. Use mySuperList to draw up a
shopping list and it’ll tell you how much your basket comes to, what
cashback is available, and where the cheapest place to buy is – comparing
ASDA, Sainsbury’s, Tesco, Waitrose, Boots and Superdrug. Better still, the
app shows what offers each supermarket has on, making it easier to shop for
bargains.
Why get it? It will save you money on every supermarket trip. Yes, even
the boozy ones.
>> IN PICTURES: The 10 weirdest student jobs
2. OnTrees
Free on iPhone. ‘Coming soon’ to Android.
OnTrees is an app which links to your bank account, but rest assured, it works
securely and safely. The app keeps users on budget by handily having all
outgoings and income in one place. Create a budget and OnTrees monitors how
closely you’re sticking to it.
Helpfully, it’s great for tracking what you overspend on – so when money is
tight, you’ll know which things to give up. For what it’s worth, 90% of
students recommended it in a trial for NUS.
Why get it? Budgeting is crucial at university – particularly during
freshers’ week. This is the best app for that – though many exist, so you
may find another suits your preference, like DollarBird (which is £1.49).
>> Top five financial mistakes made by students
3. OrSaveIt
Free on iPhone and Android.
It took me a while to really ‘get’ this app – but after using it for a week or
so, it made sense. It works as so: take a photo (or find one) of something
you’re saving toward. Then, every time you don’t make an impulse purchase,
make a note of it and OrSaveIt calculates how much you’ve ‘saved’ by not
spending, and hence how much closer you are to reaching your target.
It’s the friend who says ‘Hey, how about we have one fewer drink each night
and use the money we’ve saved for a road-trip?’
Why get it? Because budgeting is hard and despite every best effort,
it’s all too tempting to blow your cash, especially after a drink. This app
incentivises saving – which is invaluable at uni.
>> IN PICTURES: The 12 strangest student clubs
4. TopCashBack
/ Quidco
Free on iPhone and Android.
There remains a slight scepticism surrounding cashback – but really it’s
straightforward: get money back on purchases you’d usually make. The savings
can be substantial and there are often freebies.
All that’s required is clicking on the links that cashback sites provide.
That’s where these two apps come in: they detail vouchers and cashback
available (including payment for simply walking in and out of shops – no,
really!). It’s worth having both as they have slightly different deals.
Why get it? Cashback means there are consistently offers on lots of
everyday staples, so you can avoid paying full price when you pick up all
the essentials you somehow left at home. And getting paid to window shop?
That’s hard to resist.
>> The best bank accounts for this year’s
students
5. Find
my iPhone / Android Device Manager
Free on iPhone and Android
It’s nice to know that people do escape their mobiles for long enough to
forget them. That said, replacing one can be horribly expensive so download
‘Find my iPhone’ and you’ll be able to locate your iPhone and other Apple
devices from any other iOS device.
‘Where’s my droid ?’
is the android equivalent, though I’d recommend typing ‘Android Device
Manager’ into Google instead, which is better and allows one to remotely
wipe their phone.
Why get it? In the first weeks of uni, you’ll be bouncing between
lecture halls and libraries, bar crawls and halls – all while being in an
unfamiliar city. These GPS locators are a phone-saver.
David Ellis is editor of studentmoneysaver.co.uk
*http://www.telegraph.co.uk/education/universityeducation/student-finance/10268950/Student-finance-top-5-student-budget-apps.html
source : http://techie.id1945.com/2013/09/student-finance-top-5-student-budget-apps/
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